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Beware of the golden handcuffs
Someone who has been employed for a while is giving you strong evidence of submission.
Jun 22, 20212 min read


Being able to just get things done
Keep telling yourself that you are too good or qualified for any job or you should be getting more credit for your work and you'll also find yourself in a lot of trouble when you get older.
Feb 14, 20213 min read


Is the Bitcoin a good store of value?
To revamp today's highly complex financial system using bitcoin or any crypto-alternative would simply take too much work involving several iterations of monetary reforms, even an astronomical "reset" on the global system, sending us all back to the barter economy.
Jan 6, 20214 min read


The third day of the new year
I miss Blatage cafe in Shanghai. It is located in the Pudong new area, approximately 30 minutes by taxi (off-peak) door-to-door from where I usually stay in Shanghai (on the Puxi side). The small cozy cafe is along Binjiang Avenue (滨江大道), twenty minutes by bicycle from Superbrand mall or a 40-minute leisurely walk along the river. This is an extremely therapeutic exercise especially on the spring and autumn weekends. The indoor seating capacity is no more than ten and they
Jan 3, 20212 min read


Putting lipstick on a pig
A commercially viable product is at the heart of any start up. No company should raise institutional capital without being able to produce a working prototype or demonstrate an orderbook of customers.
Oct 21, 20203 min read


The real social dilemma
"They come here every day to sleep? No. They come to be woken up. The dream has become their reality. Who are you to say otherwise?"
Oct 18, 20203 min read


Three months on...
Footfall has improved since circuit breaker in June. It's nowhere near pre-COVID levels but still it's better than none. Everyone is masked up except for those who are eating or having a coffee like me. The tables are now more widely spaced - which I'd always thought it should be that way. On the face of it, everyone seems to be getting used to the new normal. It's good to see some activity in the malls. It implies that the office crowd is back and that in turn drives the F&
Oct 9, 20201 min read


Hardware without the software
We had visited a cafe nearby on an afternoon. The store was full and as a result, we had to wait behind the glass doors at the entrance. When a staff finally came up to us, all he did was beckon at the sign that was hung at the door, saying "FULL HOUSE". No greetings, no words of " sorry we are full, please wait. " He just went " tap-tap-tap" on the sign at the glass door and walked away. We left. At Starbucks, I almost always see tables with dirty cups, wet tables and used
Sep 18, 20204 min read


Zoom may permanently alter business travel
Zoom may permanently alter business travel, which accounts for a significant portion of aviation revenues.
Sep 2, 20204 min read


Creating value
Whether you are an employee at the workplace or operating your own business, one needs to first understand your role and what value you are bringing to the table. Learn to be commercial, understand how the business of your company works and who the real customers are.
Aug 22, 20206 min read


WFH will be irrelevant in a few years
In time to come, the phrases: "I'm working at the office" or "I'm working from home", will hold no meaning. It'll just be: "I'm working"...
Aug 8, 20204 min read


For the want of money
Many people ask me how I got into finance coming from an engineering background. This story chronicles the first 18 months of that unlikely journey.
Jul 23, 202010 min read


More focus on cashflows, not discount rate
Too many folks who hail from the 'old' system in investment banks continue to quiz junior bankers on discount rates...
Jul 21, 20205 min read


Forty Takeaways
It was COVID-19 when I entered my forties. Instead of celebrating with a big bang, I took some time and reflected on some of the most important lessons that I had learned over my life thus far, as far as I could remember it.
Jul 5, 20203 min read


Engineers rule the world
In the early days of graduating, a lot of people were surprised why I went into banking from engineering.
May 30, 20203 min read


The blurring lines between work and home
Self-discipline and discretion are needed to maintain the levels of productivity originally seen in our traditional work environment.
May 23, 20204 min read


Live to eat - a new normal?
Day 34 of the circuit breaker: The existence of the virus is challenging the innate want of humans to go out, interact, trade, etc.
May 10, 20203 min read


Circuit Breaker...halfway there
Are you?
May 2, 20200 min read
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