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A collection of my writings.


Un-investable
Our lack of understanding in how different countries are being governed are rooted in bias, largely based on what we are familiar with and what we are not.
Oct 23, 20226 min read


The middle class immigrant
It can be difficult to call a rented place home, especially if you do not have long term visibility of staying in that city. This uncertainty leads to a great deal of inertia when it comes to upgrading your living conditions.
Oct 9, 20223 min read


Change is the only constant
Nothing is ever really permanent. The stable state of things we are familiar with can be easily contested at some point of time or another. We took public gatherings for granted until COVID happened.
Oct 2, 20223 min read


Motivated to get the deal done…
If both sides are motivated to get the deal done, it will be done.
Aug 21, 20223 min read


Beware of the golden handcuffs
Someone who has been employed for a while is giving you strong evidence of submission.
Jun 22, 20212 min read


Being able to just get things done
Keep telling yourself that you are too good or qualified for any job or you should be getting more credit for your work and you'll also find yourself in a lot of trouble when you get older.
Feb 14, 20213 min read


Is the Bitcoin a good store of value?
To revamp today's highly complex financial system using bitcoin or any crypto-alternative would simply take too much work involving several iterations of monetary reforms, even an astronomical "reset" on the global system, sending us all back to the barter economy.
Jan 6, 20214 min read


The third day of the new year
I miss Blatage cafe in Shanghai. It is located in the Pudong new area, approximately 30 minutes by taxi (off-peak) door-to-door from where I usually stay in Shanghai (on the Puxi side). The small cozy cafe is along Binjiang Avenue (滨江大道), twenty minutes by bicycle from Superbrand mall or a 40-minute leisurely walk along the river. This is an extremely therapeutic exercise especially on the spring and autumn weekends. The indoor seating capacity is no more than ten and they
Jan 3, 20212 min read


Putting lipstick on a pig
A commercially viable product is at the heart of any start up. No company should raise institutional capital without being able to produce a working prototype or demonstrate an orderbook of customers.
Oct 21, 20203 min read


The real social dilemma
"They come here every day to sleep? No. They come to be woken up. The dream has become their reality. Who are you to say otherwise?"
Oct 18, 20203 min read


Three months on...
Footfall has improved since circuit breaker in June. It's nowhere near pre-COVID levels but still it's better than none. Everyone is masked up except for those who are eating or having a coffee like me. The tables are now more widely spaced - which I'd always thought it should be that way. On the face of it, everyone seems to be getting used to the new normal. It's good to see some activity in the malls. It implies that the office crowd is back and that in turn drives the F&
Oct 9, 20201 min read


Hardware without the software
We had visited a cafe nearby on an afternoon. The store was full and as a result, we had to wait behind the glass doors at the entrance. When a staff finally came up to us, all he did was beckon at the sign that was hung at the door, saying "FULL HOUSE". No greetings, no words of " sorry we are full, please wait. " He just went " tap-tap-tap" on the sign at the glass door and walked away. We left. At Starbucks, I almost always see tables with dirty cups, wet tables and used
Sep 18, 20204 min read


Zoom may permanently alter business travel
Zoom may permanently alter business travel, which accounts for a significant portion of aviation revenues.
Sep 2, 20204 min read


WFH will be irrelevant in a few years
In time to come, the phrases: "I'm working at the office" or "I'm working from home", will hold no meaning. It'll just be: "I'm working"...
Aug 8, 20204 min read


Engineers rule the world
In the early days of graduating, a lot of people were surprised why I went into banking from engineering.
May 30, 20203 min read


The blurring lines between work and home
Self-discipline and discretion are needed to maintain the levels of productivity originally seen in our traditional work environment.
May 23, 20204 min read


Live to eat - a new normal?
Day 34 of the circuit breaker: The existence of the virus is challenging the innate want of humans to go out, interact, trade, etc.
May 10, 20203 min read
When starting a business
A lot of work goes into the creation of a business and even more effort goes into just sustaining it. I found it useful at this juncture to summarize a few important aspects of the process as a timely reminder.
Aug 2, 20195 min read
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